articles

4 Changes in Life that May Qualify You for Auto Insurance Discounts

Posted on

Qualifying for discounts on your auto insurance is a great way to reduce the premiums you must pay, but you never know what discounts you qualify for unless you call your insurance company regularly. As time passes, things in life change, and these changes can open up opportunities for new discounts on your auto insurance policy. Here are some examples of changes that can open up these opportunities for you.…

Read More »

Considering A New Car With An Autopilot Feature? What Will Happen To Your Insurance Rate?

Posted on

If you have a long commute or frequently travel by car for work, you may do your best to maximize the productivity of your travel time by listening to audiobooks or even dictating texts or emails through your vehicle’s Bluetooth connection. If you already do this, then the promise of self-driving cars may seem too good to be true – while you’ll still be responsible for maintaining attention on the road while driving so that you can respond quickly in an emergency, a fully self-driving car (or even one with autopilot mode) can free your hands for a variety of tasks, taking multitasking (and safety) to a new level.…

Read More »

2 Surprising Things That May Be Raising Your Homeowner's Insurance Rates

Posted on

Home insurance is one of the inescapable expenses of being a homeowner, and it serves a useful purpose: if you own a home long enough, the odds are that you’re going to eventually have a water leak, a break-in, storm damage, or some other loss that insurance will cover. However, such instances will hopefully be few and far between, and in the meantime, you don’t want to pay more for homeowner’s insurance than you have to.…

Read More »

5 Possible Types Of Auto Insurance Coverage

Posted on

It is easy to be confused by all of the different types of auto insurance coverage offered by the myriad insurance companies out there. Some states require certain types of coverage, and it is not always clear the best way to be as economical as possible in your purchase. If you are looking to educate yourself on the different kinds of insurance available, read on! Personal Injury Protection Personal Injury Protection (PIP) covers your own medical expenses as well as anyone else in your car at the time of the accident, regardless of who is at fault for the accident.…

Read More »

What You Need To Know About SR-22 Requirements When Your Driver's License Has Been Suspended

Posted on

While having your driver’s license suspended is distressing and embarrassing, it does not mean that you will be prohibited from operating a vehicle for a long time. Unless you are a habitual DUI offender or committed a heinous crime, you can earn the right to drive again. However, the process of reinstatement may involve filing a certificate of financial responsibility, commonly known as an SR22. If you are clueless about the SR-22 process, the following primer will help you as you navigate the steps of regaining your driver’s license.…

Read More »

Comprehensive Insurance VS Collision: Which Choice Is Right For You

Posted on

Car insurance can be tricky to figure out when you are first purchasing it for your car. There are numerous factors in place that you should examine before choosing the type of car insurance that’s right for you. Among the many questions you will ask yourself before hunkering down and making that grand decision, one is, “Which type of car insurance is right for me? Comprehensive insurance or collision?” Thankfully, you’ve landed at the right article.…

Read More »

Dental Malpractice ? 3 Reasons You May Have A Claim Against Your Dentist

Posted on

Everyone wants to trust their healthcare providers to treat them properly and not leave them worse off than when they arrived in the office. That includes their dentists. However, this is not always the case, and if your dentist injured you during treatment, then you may have a good reason to file a personal injury lawsuit against him or her. While every individual circumstance varies, if your experience compares to any of the following, then you need to contact a personal injury lawyer to discuss your case.…

Read More »

What Happens If A Life Insurance Beneficary Is Deceased?

Posted on

Life insurance policies rely on beneficiary designations to determine who receives the policy benefits in the event that the insured individual dies. In order for this process to happen the way that it is intended, the beneficiary must be clearly named, identifiable and living after the insured person’s death. Here’s a look at some of the most common life insurance payout scenarios and how to address them if they happen to you.…

Read More »

Protect Yourself From Lawsuits: The Case For Third-Party Home Insurance

Posted on

You hear about personal injury lawsuits all the time. Somebody drank coffee that was too hot, somebody slipped and fell on a sidewalk, somebody fell from an amusement park ride. Most personal injury cases are against businesses — after all, it’s more likely for someone to get injured due to the higher amount of human traffic through a business space. But, homeowners can also be sued by somebody who was injured because of their own negligence.…

Read More »