Commercial auto insurance is designed to cover a vehicle that is used for business purposes, either by the business owner or by an employee. For example, one needs a commercial auto insurance policy if they drive for cash, log high miles for work, or transport work items in a vehicle. A commercial auto insurance policy generally provides four different types of insurance coverage.
Liability Coverage
First, a commercial auto insurance policy provides one with liability coverage.…
If you are a driver, auto insurance is a necessity. Auto insurance protects you and your assets if you get into an accident. While taking out a policy may seem straightforward, there are quite a few things that you need to know about auto insurance before you commit to an insurer. There are varying levels of car insurance coverage, and what you require in a policy may be different than what your friends and family need.…
An auto insurance claim is a request to an insurance company for compensation. These claims cover damage you sustain after a car accident. If you’re involved in a car accident, here are some tips you should know before filing an auto insurance claim.
Provide Information on the Accident to Your Insurer
After filing a claim with your insurer, you’ll be required to provide detailed information regarding the accident. Some of this information includes the names, contacts, and insurance information for any person involved in the accident.…
When you own a boat, you need to manage a lot of costs, and insurance coverage is one of the most important. If the coverage you have for your boat is not adequate, it can be a problem in many different ways, so it is essential that you work with an insurance agent who deals with boats regularly.
Accident and Liability Coverage
Your boat is a motor vehicle, but it is operated on the water.…
Having sufficient amounts of auto insurance is both a sound financial practice as well as a legal requirement. Due to the fact that individuals will hopefully rarely need to use this insurance, it can be easy for them to neglect some key points when they are making decisions about this coverage.
Treat Renewing Your Auto Policy The Same Way You Would Buying A New One
When the time arrives for you to renew your insurance policy, you should always avoid simply renewing the basic policy that you currently have.…
Most states require automobile owners to carry auto insurance. On average, auto insurance premiums cost about $1,548 per year, which equals about $129 a month. If you are on a tight budget, this might be one expense you can’t afford to pay every month. The good news is, it is possible to reduce your auto insurance premium.
Establish Good Driving Habits
One of the key factors when determining your auto insurance premium is your driving record.…
If you have had significant damages done to your property and you need to file a claim through an insurance company or take legal action, you might first want to hire a damages expert witness. If this is not a situation that you have dealt with in the past, you may not know just how beneficial such an expert can be. To have a better idea of why it’s so important to seek out a damages expert, you will want to continue reading.…
Finding a way to slash monthly reoccurring household bills is important for many families. Auto expenses are one area that cannot be completely slashed from the budget. Staying compliant with active insurance is mandatory when driving on public roadways. Here are a few tips for finding cheap auto insurance rates.
Add More Members
Placing multiple members of the family on the same policy can lead to a lower rate. Cheap auto insurance rates can work well for married couples and their children.…
Signing a new apartment lease is exciting, as it means you will soon move into your new place. But renting a new apartment requires a few steps for you. One step is buying renters insurance. Have you ever purchased this before? If not, you might have some questions, and here are four that you might want to ask the agent you speak with about buying a policy.
Is Renters Insurance a Necessity?…
Auto insurance is a product you can purchase if you drive or own a car, and most states require car insurance for all drivers. When you buy a policy, you can choose the coverage you have and the levels of coverage. One essential thing to know is that car insurance not only protects you and your car, but it also protects other drivers. If you do not understand how car insurance protects you and others, you should know a few things.…
