What Is The Difference Between An HO-2 And HO-3 Homeowner's Policy?

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If you feel confused about your homeowner’s insurance coverage, you are not alone. A lot of people have trouble understanding how homeowner’s insurance works and what it covers. One good place to start with understanding homeowner’s insurance is learning about the two most common types of policies you can buy, which are called HO-2 policies and HO-3 policies, and here is some information to help you understand what these are and the differences between them.…

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4 Kinds Of Insurance Your Business Should Carry

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In the course of running an enterprise, there will likely be times you’ll need some form of business insurance. Whether to comply with regulations or to protect your interests against possible mishaps, insurance is a fact of life. Knowing what forms of business insurance you should carry is important, so let’s take a look at four of the most common types of insurance that companies choose. Professional Liability Running your own business means that you take on some degree of liability for when things go wrong.…

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Protecting A Property Against Damage From Flooding

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Flooding is one of the leading causes of property damage for both residential and commercial properties. Unfortunately, people will often drastically underestimate their exposure to flooding while also potentially overestimating the amount of protection that they have without purchasing a flood insurance policy. Almost Any Home Will Benefit From Flood Protection It may seem like the damages that can be caused by flooding will always be covered by a home’s insurance policy.…

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