Many drivers are amazed when they discover they do not have the right auto insurance coverage for their needs. Their misconceptions about coverage and options such as policy add-ons could have been avoided if they had taken the time to speak with auto insurance agents. It is customary for individuals to have an agent they work closely with for their needs. However, some individuals may skip this step assuming that it is optional.…
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When it comes to life insurance policies, Indexed Universal Life (IUL) insurance stands out for its unique blend of flexibility and growth potential. In essence, an IUL policy offers a death benefit along with a cash value component that can grow based on a stock market index. Here are the various options that come with an IUL policy.
Choice of Premiums
One of the significant attractions of an IUL policy is the flexibility it provides in premium payments.…
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For homeowners with a pool, the pool is undoubtedly considered a part of the property. Yet, its proximity to the home structure does not necessarily mean it is covered. Pool coverage can vary significantly between insurance providers and even among policyholders. If you are a pool owner, make certain you understand how pool coverage works to ensure you are prepared.
Other Structure Coverage
If you are in the process of building a pool, a short review of your policy can help you determine if your pool is already covered or if you need to add coverage.…
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