When it comes to life insurance policies, Indexed Universal Life (IUL) insurance stands out for its unique blend of flexibility and growth potential. In essence, an IUL policy offers a death benefit along with a cash value component that can grow based on a stock market index. Here are the various options that come with an IUL policy.
Choice of Premiums
One of the significant attractions of an IUL policy is the flexibility it provides in premium payments.…
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For homeowners with a pool, the pool is undoubtedly considered a part of the property. Yet, its proximity to the home structure does not necessarily mean it is covered. Pool coverage can vary significantly between insurance providers and even among policyholders. If you are a pool owner, make certain you understand how pool coverage works to ensure you are prepared.
Other Structure Coverage
If you are in the process of building a pool, a short review of your policy can help you determine if your pool is already covered or if you need to add coverage.…
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When it comes to auto insurance, many factors can affect your rates. Everything from your age and driving record to where you live can determine how much you pay for car insurance.
But what about the make and model of your vehicle? Does that have any impact on your insurance premiums? Here’s what insurers consider when it comes to the type of car you drive.
Safety Ratings
The most important factor that insurers will consider when setting rates is the vehicle’s safety rating.…
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