In the course of running an enterprise, there will likely be times you’ll need some form of business insurance. Whether to comply with regulations or to protect your interests against possible mishaps, insurance is a fact of life. Knowing what forms of business insurance you should carry is important, so let’s take a look at four of the most common types of insurance that companies choose.
Professional Liability
Running your own business means that you take on some degree of liability for when things go wrong.…
Flooding is one of the leading causes of property damage for both residential and commercial properties. Unfortunately, people will often drastically underestimate their exposure to flooding while also potentially overestimating the amount of protection that they have without purchasing a flood insurance policy.
Almost Any Home Will Benefit From Flood Protection
It may seem like the damages that can be caused by flooding will always be covered by a home’s insurance policy.…
If you do not know a lot about car insurance, you might not understand what a multi-car discount is and how it affects your policy. Knowing this can be helpful to you, especially if you have several cars. Here are three important things to understand about multi-car discounts:
It is available for people with more than one car
A multi-car discount is a discount offered by insurance companies to people who have multiple cars insured on the same policy.…
Auto insurance is something you don’t want to be without when you’re behind the wheel. Unfortunately, there’s a lot of misinformation out there when it comes to auto insurance coverage that could put you at risk if you’re not careful. By being aware of some of the most commonly held auto insurance myths (and the truths behind them), you can be better informed and make the right decisions regarding your own coverage needs.…
A house is a nice asset to own, but it is the type of investment that can go down the drain in the blink of an eye if a disaster strikes. You can also end up losing everything that is valuable in your house, including any money that isn’t kept in a heavy-duty safe that is resistant against various disasters. The worst aspect of going through such a situation is that it is possible that you will not be able to recoup any of your belongings or afford to get the house reconstructed or repaired.…
If you’re just starting out as an owner/operator with your own truck, you’re going to need insurance. Unfortunately, commercial truck insurance can be expensive, especially if you don’t know how to keep the rates low. Luckily, there are some tricks that will help you save money on your insurance. Here are just four of the steps you can take to get the best deal on your commercial truck insurance.
Don’t Go with the Lowest Limits…
SR22 insurance is auto insurance that people with a suspended license need to carry so that they can continue to drive, even when their licenses are suspended. It is a short-term band-aid for what is hopefully a short-term problem. However, that depends entirely on the person with the suspended license. Here are some typical SR22 issues and concerns and what you need to know if you find yourself with a suspended license.…
Did you recently get convicted of drunk driving? Even if the incident didn’t result in an accident or injury, it can have serious long-term consequences. You may lose your license temporarily, pay a steep fine, or even do time in jail. You could also lose coverage from your auto insurance company, especially if you have a history of driving incidents such as speeding tickets or accidents.
Losing your auto coverage can be difficult because in most states you have to prove you have coverage to get your license reinstated.…
An insurance agency, also referred to as a broker, is like a middleman between the customer who buys the policy and the insurance company that underwrites the policy. There are many advantages to using an agency like United Counties Insurance Group versus going directly to an insurance carrier for a policy. The following are just a few of them.
You can buy all of your insurance from a single agent…
Your love for family and close ones likely guides most of the decisions you make. Life insurance, however, might always have been something put off; no one likes to think much about their own demise. However, life insurance ensures that the family you love will be helped and provided for at a difficult time. Setting it up and leaving it in place can seem a little complicated, but consider this information to purchase and maintain a good policy.…
